Consent order against Navy Federal Credit Union could sink long standing credit union rights

first_img 45SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr On Tuesday the CFPB announced an enforcement order against Navy Federal Credit Union for engaging in unfair and Deceptive collection practices against delinquent  members whose accounts were delinquent.  One of the violations cited by the Bureau raises questions about one of the most fundamental precepts of credit union law: The right to restrict services to members who have caused a loss.According to the Bureau, Navy engaged in Unfair and Deceptive Practices by denying electronic account access and services for about 700,000 accounts after members  became delinquent on a Navy Federal Credit Union credit product. As explained in the press release “ This meant delinquency on a loan could shut down a consumer’s debit card, ATM, and online access to the consumer’s checking account. The only account actions consumers could take online would be to make payments on delinquent or overdrawn accounts.”To be clear, this practice was just one of a group of hardball collection practices some of which, if true, violated the Fair Debt Collections Practices Act. But the CFPB’s finding on Navy’s account practices is hard to square with one of the bedrock rules of credit union land.  As the NCUA has explained in opinion letters over the years . “Long standing legal interpretation is that an FCU may limit services to a member who has caused a loss” so long as the member retains the right to vote at the annual meeting and maintain a share draft account. continue reading »last_img read more

Legislators Join Gov. Wolf in Call for Masking

first_img July 07, 2020 SHARE Email Facebook Twitter Legislators Join Gov. Wolf in Call for Maskingcenter_img Press Release,  Public Health State and federal officials joined Governor Tom Wolf in reminding Pennsylvanians to wear a mask to reduce the likelihood of spreading COVID-19.“As we increasingly resume public activities in our commonwealth, we need to remain vigilant about taking precautions, especially wearing a mask that covers our noses and mouths while around other people,” said Gov. Wolf. “This is an easy, yet important action that has been shown by research to reduce the spread of COVID-19.”The Centers for Disease Control and Prevention has advised people to wear a cloth mask to help slow the spread of COVID-19. The CDC’s website offers directions for easy-to-make masks, with patterns for sew and no-sew masks made from everyday household materials.“Public health experts continue to recommend mask-wearing in public, and ongoing research continues to support that recommendation,” said U.S. Sen. Bob Casey. “When you wear a mask, you are sending a clear message to others in your community that you care about them and their well-being as much as your own. I know that if we each do our part, we will beat this virus and be able to start safely rebuilding together.”“Since late March, I have been making the case for Pennsylvanians to wear masks when they venture out,” said U.S. Sen. Pat Toomey. “As the commonwealth continues to re-open, mask wearing has taken on increased significance, as studies continue to affirm that masks helps slow the spread of the coronavirus. Put simply, wearing a mask is an important step that we, as Pennsylvanians, can take to protect one another – as my mask protects you, and your mask protects me.”“The simple act of wearing a mask is how we protect everyone’s health and the fastest course to restoring our economy,” said state Sen. Pam Iovino. “Wearing a mask demonstrates concern for the welfare of all of us and how we get through this crisis together.”“Wearing a mask is vital to protect the health and safety of our community,” said state Rep. Melissa Shusterman. “As our state moves back to the green phase, it is the most important step we can take to preserve the progress we’ve made as a state through this crisis. As Pennsylvanians, we all need to participate in wearing masks to care for our neighbors, and so that our economy and state can continue to make a strong recovery.”Sec. of Health Dr. Rachel Levine signed an order mandating mask-wearing on July 1. It remains in effect. Frequently Asked Questions about the mask-wearing order can be found here.Ver esta página en español.last_img read more

Passenger traffic at CJIA skyrocketed for Jubilee celebration

first_imgGuyana’s main port of entry, the Cheddi Jagan International Airport (CJIA) has recorded a significant boost in passenger traffic during the 50th Independence Anniversary celebrations.CJIA records an 80.3% increase in passenger arrivals for Jubilee monthAccording to the Airport’s Statistics Department, there was an 80.3 per cent increase in passenger traffic at the CJIA at the end of last month when compared to May 2015.The data shows that some 27,353 passengers arrived last month compared to 15,173 passengers for the same period in 2015.Meanwhile, figures for the year to date, that is, from January to the end of May, have revealed that there was a 15 per cent increase in passenger arrivals compared to 2015, with a total of 102,110 passenger arrivals, while total passenger movement during the five-month period was recorded as 206,965.The CJIA noted that the large influx of passengers was credited to Guyana celebrating its Jubilee anniversary as an independent nation on May 26, 2016. A plethora of events were organised leading up to the momentous day hence the high influx of passengers during that month.Commercial airlines such as Caribbean Airlines, Dynamic Airways, COPA, Surinam Airways, Fly Jamaica and Insel Air all recorded surges in passenger movement for the month.CJIA’s Chief Executive Officer (CEO), Ramesh Ghir disclosed that the Airport’s stakeholders partnered with management to guarantee a smooth arrival process.last_img read more

GAA NEWS: ST EUNAN’S ‘IMMENSELY PROUD’ OF MAXI AND TEAM

first_imgThe St Eunan’s U13 Girls who lifted the County A ChampionshipClub Notes – Naomh Adhamhnáin – In Association with Letterkenny Shopping CentreThe Seniors bowed out of the Ulster Championship on Sunday at the hands of Omagh St. Enda’s on a score of 1-08 to 0-08. The tired legs of 8 weeks football on the trot finally got the better of them. Nevertheless we are immensely proud of their efforts this year in bringing the Dr. Maguire back to O’Donnell Park once again. Thanks to Maxi and all the players for giving us a brilliant year.Well done to Dowdsy and the Reserves on Saturday, they showed great composure in the final replay to bring the trophy to O’Donnell Park after a 6 year gap. After a couple of near misses during his first spell in charge, it was a great reward for manager Paul O’Dowd, Noel and all the players. Not to be outdone, the U13 girls turned in a great display against Moville in their county final on Saturday at the splendid Coláiste Ailigh pitch to run out winners by 6-04 to 2-07. The girls led by 9 at half-time and maintained that advantage at the final whistle. Every time the Moville girls got a score in the 2nd half, the girls marched up the field and answered with a score of their own.The Minor boys are back in championship action this Sunday (23rd) when they meet Gaoth Dobhair in the Northern Championship Final in Glenswilly at 12:30pm. Please get out to support the boys.There will be a meeting of all underage football coaches this Thursday (Nov. 20th) in the Clubhouse at 7pm. This meeting will be used to review our current structures with a view to putting plans into place, sharing knowledge and developing ideas. If you hope to be involved with a team in future, it is vital you attend. If you want anything added to the agenda for this meeting, please contact Pauric Daly on 087-126 8535.The Minor Board AGM will now take place on Thursday, December 11th in the Clubhouse at 7pm. Nomination and motions papers will be sent by club e-mail shortly. The Friday evening Hurling & Camogie Academy has returned after a short break. The U10’s – U14’s (boys) are outside on the astro at Aura between 6:30pm and 7:30pm. The U6’s and U8’s (boys and girls) begins this Friday (14th) indoors in the hall at Aura. Cost is €3 per child. Hurls and helmets are available and new members are welcome. Contact Eunan O’Donnell with any queries on 087-677 5637.We are hosting a night in the theatre for Bugsy Malone, directed by Kieran Kelly on Thursday, December 4th, tickets €20 with all proceeds going to refurbish the Clubhouse. Keep an eye on social media and notes for details in the coming weeks. GAA NEWS: ST EUNAN’S ‘IMMENSELY PROUD’ OF MAXI AND TEAM was last modified: November 18th, 2014 by John2Share this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window) Tags:St Eunan’s GAA club noteslast_img read more